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Can a Fence Repair Be Done by a Homeowner Or Is a Professional Needed? 

Whether you’re a homeowner or renter, it’s important to know your fence repair rights. You may be surprised to learn that you don’t always have to worry about paying for repairs, even if they’re done by someone else. 

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Can a Fence Repair Be Done by a Homeowner?

Unless you’ve got the expertise to handle the job yourself, it’s best to leave your fence repair needs to a professional. This way, you can ensure the job is done right the first time and that it will last for years to come. 

Should I Repair or Replace My Fence?

One of the most common questions homeowners ask is if they should repair or replace their fence. There are several factors that go into this decision, including the type of damage and who’s responsible for the costs. 

If your wood fence is in good shape and has no major issues, it might be best to simply fix the problem with a quick DIY repair. This can be as simple as replacing a board that’s loose or repairing a crack with wood filler or putty. However, if your fence is warped or damaged beyond repair, you’ll need to consider a replacement. 

Do I Need to File a Claim with an Insurance Company?

If a tree falls on your fence and it damages a covered building, like your house or garage, your homeowner’s insurance will cover the cost of repairing or replacing it. Be sure to document the damage and take pictures, so you can prove your claim later on. 

You can also file a claim with your insurance provider if your fence is damaged by a car. This is a much more common issue than you might think, and it’s often the case that the driver’s liability portion of their car insurance will pay for repairs. 

Do I Have to File a Claim with My Neighbor’s Insurance?

Your neighbors’ homeowners insurance might also cover your fence if it’s damaged by their tree or other structure. Just remember that your deductible may need to be met before they pay for any repairs, so you might want to call your insurance company first to see if it’s possible. 

Can I Fix My Shared Fence? 

If you live in a community that has a homeowner’s association, you should check with your HOA before starting any fence repair project. They’ll usually have a clause in their agreement that states they’re responsible for repairing or replacing any fencing that’s damaged in the neighborhood. 

What Are the Most Common Causes of Fence Damage?

The most common types of fence damage include holes, cracks, rot, and termite infestation. If you notice a lot of these problems, it’s probably best to call in the pros for a thorough inspection and repair. 

Pests can eat away at wooden fences, causing the wood to splinter and weaken. It’s also possible that a termite colony could destroy your fence completely, leaving you with no choice but to repair it.